There are various LIC policy schemes available in the life insurance corporation. The LIC policy scheme is available according to your choice of the plan you want to take, according to your need of policy and the rules of the life insurance company. The person when thinks of getting the policy of a particular lifetime plan either it is a pension plan, a children plan, life guard plan or simple life insurance, he look up for some schemes which helps in getting the flexible and lower premium rates, the flexibility in LIC policy maturity date and its claiming. If the person have taken one insurance plan and afterwards he find out any current scheme on the same plan then he can ask the agent for that by just telling him the LIC of India policy no. if the scheme is applicable then the LIC agent will surely help you in getting that.