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ICICI Prudential Life Insurance
ICICI Prudential started its business in India in December 2000. Like other insurance companies , ICICI Prudential Life Insurance Company is also a joint venture between ICICI Bank (India’s premier financial Service provider ) and Prudential PLC ( a leading international financial services group primarily operating in the United Kingdom)
ICICI Prudential has presence all over India is with 2100 branches including 1,116 micro-offices, over 290,000 advisors and 18 bancassurance partners. They are also the first life insurance company to receive the National Insurer Financial Strength rating of AAA(Ind) from Fitch ratings. ICICI Prudential was also rated thrice in a row by The Economic Times – to “ Most Trusted Brand’ as the Most Trusted Private Life Insurer” in India.
ICICI Prudential Life recently completed 10 years in the Indian Insurance space on 12th December 2010. Since its inception for the past ten years, ICICI Prudential Life has upheld a wide range of Life Insurance products that meet the needs of the Indian customer at every step in life. ICICI Prudential Life Insurance has been one of the earliest private players and remained the leader in terms of market share in Insurance Industry.
Various Types of Insurance Plans offered by ICICI Life Insurance are listed below
I) ) Term Plans : Term life insurance are designed to ensure that your family receives a large lump-sum amount, called the sum assured, in the unfortunate event of death of the policyholder. By offering this benefit at very competitive rates, Term insurance plans provide an opportunity to get the protection of insurance cover at extremely affordable prices.
• I Pru iProtect
• ICICI Pru Pure Protect
• ICICI Pru Life Guard
• ICICI Pru Home Assure
II) Wealth Plans : Wealth Insurance plans are designed to ensure that customer can save for their long term goals along with the benefit of life cover and provide protection to their family.
a) ULIP Wealth Plans
• ICICI Pru LifeStage Wealth II
• ICICI Pru Pinnacle II
• ICICI Pru LifeTime Premier
• ICICI Pru Life Link Wealth SP
• ICICI Pru Pinnacle Super
b) Traditional Wealth plans
• ICICI Pru Future Secure
• ICICI Pru Guarenteed Savings Insurance Plan
• ICICI Pru Whole Life
• ICICI Pru Save’n’Protect
• ICICI Pru CashBak
III) Child Plans : ICICI Child Plans are designed to save money for Children’s important educational milestones and take care of loved ones future. Education insurance offers unique features which ensure that child’s education objective is achieved and it also helps in strengthening child’s dreams.
a) Traditional Child Plans
• ICICI Pru SmartKid Regular Premium
b) Unit Linked Child Plans
• ICICI Pru SmartKid Premier
IV) Health Plans : Health plans make sure that customer and his/her r family get the medical treatment incase of any medical emergency , without worrying about immediate cash/monetary support
a) Hospitalization Plans
• ICICI Pru Health Saver
• ICICI Pru Hospital Care II
b) Critical Illness Plans
• ICICI Pru Crisis Cover
V) Retirement Plans : ICICI pension plans are formulated to give financial security after retirement to enable customer to enjoy the retirement age and pursue their dreams without worrying about regular monthly income
ULIP Retirement Plans
• ICICI Pru LifeLink Pension Sp
Traditional Retirement Plans
• ICICI Pru ForeverLife
• ICICI Pru Immediate Annuity
VI) All ULIPs Unit linked insurance plans (ULIPs) : ULIPs are designed in such a way that the life protection requirements and the savings requirements can be distinguished according to customer’s specific needs and therefore can be managed accordingly
• Retirement
• Wealth
• Child
• Health
VII) Group Plans : Group Insurance Plans from ICICI Prudential enable the employers to offer their employee savings and security not only for them and but their families too.
a) Retirement Solution
• Group Gratuity Plan
• Group Leave Encashment Plan
b) Protection Solution
• Annuity Solutions
• Group Term Insurance Plans
• Group Term in lieu of EDLI Scheme
• Credit Assure Utility
VIII) Rural Plans : ICICI Rural plans are tailored to meet the unique requirements of rural investors. These plans offer Life cover at very low and affordable premiums with hassle free procedure.
• ICICI Pru Sarv Jana Suraksha
• ICICI Pru Anmol Nivesh
IX) Riders : to increase the benefits of existing plans and make them more flexible ICICI Prudential Life also offers some add-on rider benefits at very reasonable price .
• Critical Illness Benefit Rider
• Accident & Disability Benefit Rider
• Income Benefit Rider
• Waiver of Premium Rider (WOP)
• Waiver Of Premium On Critical Illness Rider
ICICI Prudential Life Insurance Company is committed to provide the best insurance services; its priority is the customers and nothing more; basically ensuring that customer is satisfied in every way, safe and always ready to deal with risks. It is focused to maintaining the highest level of company service, plus customer focused facilities.
Contact Us today for more information on ICICI Prudential Life Insurance product
Company Contact Address
ICICI Pru Life Towers
1089 Appasaheb Marathe Marg
Prabhadevi, Mumbai – 400025
Website: www.iciciprulife.com
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